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I have really bad credit. Will you be able to sell me a house?
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Yes! We work with buyers in all kinds of situations. We are more interested in your future credit than your past credit. Terrible credit may mean slightly more money is required as deposit.
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How much money do I need to move into a home today?
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With our Rent To Own program, you are required to pay the first month’s rental payment plus a deposit on the home. Most applicants will be required to pay a $5000 deposit, which is applied toward the purchase price. Applicants with better credit will pay less. Applicants with worse credit may pay more. We may be able to divide up the deposit into several payments.
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How soon can I buy a home and move in?
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You can move in as soon as your application is approved and your deposit is accepted. This can be as quickly as 5 hours.
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Tell me about your Rent To Own program.
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Our Rent To Own program is designed to help people who cannot qualify for a tradition mortgage, but want to move into their own home now. You rent for 12 to 24 months while we work on your credit. Then we help you get a traditional mortgage.
If you still have problems after your rental period, we may offer owner financing.
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Tell me about owner financing.
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Our Owner Financing program allows you to enjoy all of the benefits of home ownership without all of the hassle of a traditional mortgage. We provide you with a private mortgage so you can buy your own home today.
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Do I need to qualify to buy a home?
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Yes, but qualifying is much different than with a traditional purchase. We are not as concerned with your past credit as your future credit. Traditional mortgages use your credit score to estimate your likelihood of default. We use the size of your deposit. Typical interest rates range from 7.5% to 10.5% depending on your down payment and application.
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OK, I’m convinced. What do I do next?
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We usually have homes ready and waiting for buyers. But due to an overwhelming response, we sometimes are all sold out. Check out our Property List to choose a home.
Next use our Application Form to apply for our program. Even if you do not see a home that meets your needs, go ahead and Apply Now!, we will have more properties available soon.
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Can you really pay full price for my house?
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Yes! We buy houses for full retail value if we can get good terms. For example, if you are willing to provide Owner Financing or a Lease Option. Ask us to show you how.
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I owe more than my house is worth. How can you help me?
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Many times we can pay more than 100% of your homes value, especially if you are willing to provide Owner Financing or a Lease Option. Ask us to show you how.
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I can’t sell my house because it needs too many repairs. Will you really buy it?
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Yes. We buy houses no matter what the condition. We buy junkers and jewls.
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My house has been destroyed by fire. Will you buy the ashes?
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Absolutely. The land and foundation of your house do have value. Often, we can pay the difference between your insurance settlement and you mortgage payoff. That way you can walk away from the situation without any additional debt.
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How can you stop foreclosure?
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We simply buy the house from you quickly. The bank will be happy to be paid in full. You walk away with your credit intact and able to buy another home in the future. Often, you can even put cash in your pocket.
A foreclosure on your credit report is very bad. You will not be able to buy a home with a traditional mortgage for years. You may have difficulties finding a landlord who will rent to you. If you let the bank foreclose on your property, you will be very unhappy for a long, long time.
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My house is in foreclosure and I owe more than it is worth. Can you buy it?
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Sure. We work directly with the banks on your behalf. The bank would rather sell the house at a discount than foreclose. You walk away with your credit intact and the ability to buy a home in the future.
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Why would you want my crappy old house?
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We can make your junker beautiful again!
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My house is very small and in a bad neighborhood. Will you really buy it?
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Yes. We buy houses in any neighborhood, no matter the size.
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My house is huge and very, very expensive. Will you buy it?
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Absolutely. We have no maximum price cap for houses. We will buy homes in all price ranges. We know how to work with multi-million dollar homes too.
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How quickly can you buy my home?
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How quickly do you need!? We can buy today, but we prefer a few days.
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My house is on a sinkhole and may have structural damage. Can you buy it?
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Yes! We work with structural experts who know how to repair all of the damage.
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What kind of houses do you buy?
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We buy houses in any area, condition or any price range.
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What do you mean by "any condition"? What if my house needs repairs?
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We will buy your house as is. You don't need to make any repairs.
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What do you charge for your services?
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There is never a charge or commission when we buy your home!
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I'm ready to sell my house. What is my next step?
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Simple, just fill out the Seller Form and will will contact you today.
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